Heading off to college, it may be hard to go in healthy credit habits, especially if you've never had a credit card or anything before. Here are a few tips. Keep track of your spending.Budget budget budget.Find cards that don't have high fees or interest rates.Don't let anyone…
Interested in looking for a new credit card? You might be interested in the Citi ThankYou Preferred card, which is a great option for those looking to build their credit and not get buried under mounds of interest in the process. Here are some of the benefits: 0%…
Approximately 99.95 percent of small businesses try to take advantage of debt financing. In doing so, it’s imperative that these companies and business owners understand what goes into acquiring a potential loan. A personal credit score and a business credit score are completely separate from one another. A…
Credit history effects your overall credit score. It comes in third right after payment history and amount owed. Here’s how you can score high in this very important area: Keep old accounts open: It may be tempting to close an old account, but don’t. The older your accounts…
When you’re shopping around for credit whether it’s for a new auto loan, mortgage or credit card, the level of damage it does to your credit report will vary. The level and extent of damage will depend on what kind of loan you’re trying to get and the…
Are you worried about whether you should carry a balance on your credit card? How about whether you should get another credit card if you’re carrying a balance? Here are some common questions people have about credit cards... Is it a good idea to carry a balance? You…
