If you play your cards right and approach a mortgage refinance at the proper time, you could enjoy better loan terms like a lower interest rate or lower monthly payments. Of course, you’ll also have to consider things like up-front closing costs on a new loan. Before you…
A mortgage loan is likely the largest debt a consumer will ever carry – and that can be a concerning thing to those worried about their financial health. So, should you save up and pay cash for a home? As it turns out, the answer isn’t so simple.…
If you’re considering buying a home – or refinancing an existing loan – your lender will likely charge you mortgage points. What are these points, and should you pay them? Does every loan come with points? What does the term “discount points” mean? Learn the answers to these…
Do you subscribe to an out of sight, out of mind approach to your credit score? If so, you aren’t alone. However, paying closer attention to your credit will benefit you in the long run. Specifically, you’ll want to make certain you aren’t making any of these four…
Many people swear by credit cards that earn travel rewards, but no two cards are created equal. In order to determine whether a travel rewards card is right for you, read on as we examine the details of several popular travel perks. Image via Flickr/Vilson Frangaj Continue to…
According to a 2017 study, nearly one third of Americans aren’t taking advantage of their credit card perks and rewards. Many are paying annual fees without reaping any benefits. Luckily, there are three easy ways to ensure you can make the most of your card’s perks. Image via…
So say you've reached the good credit score you've been aiming for. The next struggle is keeping your score at this sweet spot so that you don't slip beneath what you've been working so hard to get to. Here are some tips for maintaining your credit score. Payment…
A small business depends on a lot of things when it's just getting started, particularly a good credit score. Here are a few tips for small business owners to improve their scores and make sure they're at a good place for their businesses. Keep your personal finances separate…
Cash back rates through credit cards have skyrocketed in recent years, and Amazon's latest 5 percent card is just feeding into the trend. Issued through Chase, Amazon has released its Amazon Prime Rewards Visa Signature Card. The biggest highlight of this card is that you can get unlimited…
You may have heard the term "credit piggybacking" thrown around in regards to credit cards and how it may enhance your credit score. So what exactly does it entail? Well, the "piggybacker" is an authorized user and is allowed to get a credit card and be the primary…
